Wednesday , November 22 2017
Home ­­» Tips and Tricks ­­» How To Use BHIM App launched by PM Narendra Modi
BHIM APP

How To Use BHIM App launched by PM Narendra Modi

Prime Minister Narendra Modi today launched UPI based mobile payment application called BHIM (Bharat Interface for Money) – a rebranded version of UPI (Unified Payment Interface) and USSD (Unstructured Supplementary Service Data), at the Digi Dhan Mela event in the Talkatora stadium in New Delhi.

BHIM app can be downloaded from Google Play Store here.

What is UPI?

“Unified Payment Interface” (UPI) enables all bank account holders to send and receive money from their smartphones without the need to enter bank account information or net banking userid/ password.

According to the government, the BHIM app allows the users to make cashless payments using their mobile phones in a “fest, secure and reliable” way.

BHIM is interoperable with other Unified Payment Interface (UPI) applications, and bank accounts. BHIM is developed by the National Payment Corporation of India (NPCI). BHIM is made in India and dedicated to the service of the nation.

How to download and use BHIM app for digital payments:

BHIM app currently available for Android OS. An iOS (Apple) app will be launched soon.

We need to follow some steps for setting up application easily.

BHIM_1

  • Click on install button

BHIM 2

  • Open App

BHIM

  • It will display the welcome screen

BHIM 4

  • Choose language (Currently English and Hindi available). English will be the default selected

BHIM 5

  • You will get Welcome Screen now, click on NEXT button which appears on right bottom side of the screen

BHIM 6

  • Again click on next button

BHIM 7

  • Now Allow us to access, click on “LETS GET STARTED BUTTON”. Here you have to keep a balance and SIM card which mobile number is registered with your bank

BHIM 8

  • Give permissions to call and sms

BHIM 9

  • Here you have select mobile number (Sim 1 or 2). If your mobile id dual SIM then, it will show two SIM cards. Otherwise by default one which is selected

BHIM 10

  • Once click on next button you will get the mobile verified message

BHIM 11

  • Now enter 4 digit passcode

BHIM 12

  • Verify passcode

BHIM 13

  • This is your home page in BHIM app

BHIM 14

  • Send Money

BHIM 15

  • Request money

BHIM 16

  • Send money to Account number with IFSC code

BHIM 17BHIM 18

  • Generate QR code to share and receive money

BHIM 19

  • Generated QR

BHIM 20

  • Other options like FAQs, About us, Log Out

BHIM 21

Video Tutorial

How does it work?

You have to register your bank account with BHIM, and set a UPI PIN for the bank account. Your mobile number is your payment address (PA), and you can simply start transacting.

Send / Receive Money:  Send money to or receive money from friends, family and customers through a mobile number or payment address. Money can also be sent to non UPI supported banks using IFSC and MMID. You can also collect money by sending a request and reverse payments if required.

Check Balance: You can check your bank balance and transactions details on the go.

Custom Payment Address: You can create a custom payment address in addition to your phone number.

QR Code: You can scan a QR code for faster entry of payment addresses. Merchants can easily print their QR Code for display.

Transaction Limits: Maximum of Rs. 10,000 per transaction and Rs. 20,000 within 24 hours.

Language supported: Hindi and English. More languages coming soon!

Supported Banks: Allahabad Bank, Andhra Bank, Axis Bank, Bank of Baroda, Bank of India, Bank of Maharashtra, Canara Bank, Catholic Syrian Bank, Central Bank of India, DCB Bank, Dena Bank, Federal Bank, HDFC Bank, ICICI Bank, IDBI Bank, IDFC Bank, Indian Bank, Indian Overseas Bank, IndusInd Bank, Karnataka Bank, Karur Vysya Bank, Kotak Mahindra Bank, Oriental Bank of Commerce, Punjab National Bank, RBL Bank, South Indian Bank, Standard Chartered Bank, State Bank of India, Syndicate Bank, Union Bank of India, United Bank of India, Vijaya Bank.

For more information: visit https://upi.npci.org.in/static/faq/en_US/

 

Apart from an app the interface can be accessed using USSD from any phone including feature phones. To use this service users need to dial *99# from any kind of mobile phone. It will also not require internet to access this payment interface using USSD.

Unstructured Supplementary Services Data (USSD) is a session based service unlike SMS which is a store and forward service.

About Rahul Mahadik

Rahul Mahdik is the Founder/Owner of TechnoScripts and also currently working with a leading web development company as a Software Developer. He received his Master’s degree in Computer Engineering from University of Pune. He is passionate about technical blogging, learn and explore new things and almost versatile in terms of programming across various languages & frameworks such as Java, Android, PHP, MySQL, WordPress,Bootstrap, HTML5, CSS3, Java Scripts, jQuery, Grails-Groovy and more.

Leave a Reply

Your email address will not be published. Required fields are marked *

Pin It on Pinterest